Just as individuals in personal injury lawsuits need lawsuit loans to cover their living expenses, businesses in commercial litigation need working capital to cover expenses such as payroll and rent. When a business is forced to file a lawsuit, the incident that triggered that lawsuit may have had a negative impact on the company’s revenue and cash flow. Lawsuit loans to businesses provide critical working capital while those lawsuits work their way through the legal system.

Lawsuit Loans Provide Working Capital
A building collapses during renovations. While the business that rented the facility sues the building owner and the contractor, how does that business finance a move to a new location? A competitor infringes on a company’s trademark. While the victimized business sues to recover its intellectual property, what does that business do for working capital? The answer to both questions is to secure lawsuit loans against their pending lawsuits.

Lawsuit Loans versus Business Loans or Lines of Credit
Lawsuit loans are totally different financial products from conventional business loans or lines of credit. In fact, a lawsuit loan is really not a loan, but a non-recourse advance. There are several major differences between lawsuit loans and conventional business credit.

Business Loans/Lines of Credit			Commercial Lawsuit Loans
	Credit Check: Must have a solid D&B rating			No Credit Check: Repayment is not a function of your credit history or cash flow.
	Financials: Must provide P&L and Balance Sheet			No Financials: Your lawsuit is all the collateral you need!
	Personal Guarantee: Owner(s) will have to guarantee repayment			No Personal Guarantee: We are repaid from the proceeds of your settlement. Besides, what did you incorporate for in the first place?
	Monthly Payments: Must make interest payments			No Monthly Payments: We are repaid in a single payment if and when you win your lawsuit!
	Mandatory Repayment: Bank will want to get repaid regardless of the status of your lawsuit			Non-Recourse: You are only obliged to repay a lawsuit loan if and when you win your case and receive a settlement

Easy to Qualify. Easy to Apply.
To see if your business qualifies for a commercial lawsuit loan, apply online.